How to compare gold IRA companies
Before you call any precious metals company, know what to ask. Use this checklist to compare companies on the things that actually affect your costs and experience.
By Prepper Metals Editorial · Updated October 2026 · Editorial standards
The comparison checklist
Ask every company the same questions, and get the answers in writing. A company you can trust will answer all of them clearly.
| What to compare | What to ask |
|---|---|
| Fees | What are the setup, annual custodian, storage and shipping fees, for year one and every year after? Flat or based on account value? |
| Minimums | What is the minimum purchase or account size? |
| Pricing | What is the price per ounce over spot for each product you'd recommend? |
| Products | Is this bullion or a premium/collectible product? Why does it cost more? |
| Custodian & depository | Which custodian and depository do you work with? Is storage segregated or commingled? |
| Buyback | What is your buyback policy, and what would you pay me for this product today? |
| Process | How long does a transfer or rollover usually take, and who handles the paperwork? |
| Sales approach | Can I take time to decide? Will you put everything you've told me in writing? |
| Track record | How long have you been in business? What do the Better Business Bureau and state regulators show? |
New to precious metals IRAs? Start with gold IRA explained.
Companies we work with
Prepper Metals is an affiliate of the companies below and may be paid if you contact them through these links. Listed alphabetically, not ranked. Descriptions and banners come from each company's own approved materials. Use the checklist above with any company you consider.
Augusta Precious Metals
Check them yourself
Educational information only, not investment, tax or legal advice. Precious metals prices change constantly and can go down as well as up. Talk to a licensed professional about your situation. Full disclaimer.
Some links on this site are affiliate links. How we make money.
Printable checklist
Take the comparison questions with you on the phone: download the printable checklist (PDF).
Sources
- CFTC customer advisory: Beware of gold and silver schemes designed to drain your retirement savings
- IRS: Retirement plan investments FAQs
We check facts against primary sources where possible. Spot an error? Email hello@preppermetals.com. See our editorial standards.
Common questions
What should I look for in a gold IRA company?
Clear, written answers about all fees, minimums, price per ounce over spot, the custodian and depository they use, storage type and their buyback policy, plus no pressure to decide quickly.
Are gold IRA fees the same at every company?
No. Setup, annual, storage and shipping fees vary, and some are flat while others depend on account value. Ask every company for a written fee schedule.